An Illinois state lawmaker says he’s sponsoring legislation that would give what could amount to interest-free loans to college students.  Democratic state Representative Jay Hoffman of Swansea tells the Belleville News-Democrat that House Bill 5323 would direct the Illinois Student Assistance Commission to study a pay-it-forward type of loan program.  Under it, students attending community colleges or state universities would have to sign a contract to repay the costs of their education to the state from a portion of their adjusted gross income following graduation.  Hoffman says that the recent explosion of student debt requires a new approach.  The measure last week unanimously passed the House Higher Education Committee and goes to the House floor.