Time is running out for Illinois homeowners, who are facing foreclosure to get help paying for their mortgage.  The Illinois Housing Development Authority says that the state’s hardest hit program is going to close as of April 30th.  The program uses federal dollars to help people struggling to pay their mortgage, due to unemployment, underemployment or financial hardships.  Homeowners who apply can get up to $35,000 in mortgage payment assistance.  The federal government started the program back in 2010, in order to help families in states most affected by the economic and housing market downturn.  Illinois received over $715-million from the program.  IHDA Executive Director Audra Hamernik, says that over 20,000 homeowners in 101 of Illinois’ 102 counties have received assistance, since the program started.  People can apply for free, through illinoishardesthit.org.